Housing Rehabilitation

Through Community Development Block Grant funding, the City of Marietta provides the Housing Rehabilitation Program, which offers rehabilitation assistance to homeowners in the City of Marietta based on the availability of funds, household income-(within the current federal Income Limits for Cobb County), the requests of the homeowner and the conditions of the home. The Housing Rehabilitation Program is designed to assist low-to-moderate income homeowners with repairs/rehabilitation that are imminent health/safety threats, deferred maintenance problems or code violations.

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Program Guidelines

FUNDING OPPORTUNITIES:

Grant Opportunity

The ELD Grant Program MAY provide a One-Time Grant of up to $15,000.00 dollars to Extremely Low Income (XLI); or Very Low Income (VLI) Elderly (Age 62 and Older) and Disabled homeowners who have lived in the home as the principal residence for a minimum of three (3) years, to address housing conditions that are imminent health and/or safety threats.

A limited amount of grant funds will be available annually to qualified homeowners on a first-come first-served basis.

Grant funds may be used to correct the following deficient conditions caused by deferred maintenance and lack of other financial resources:

• Heating, ventilation and air conditioning system repair or replacement;
• Exterior doors and window replacements, insulation;
• Electrical rewiring, including breakers, receptacles, GFCI, switches and plates;
• Roofing shingles and deck replacement, soffits, fascia, boots and caps, including gutters;
• Plumbing-sewer line repair- or replacement. Bath or kitchen appliance replacements (when necessary);
• Other items as determined by Community Development Specialist

Rehabilitation activities at a cost beyond the grant amount will require a Rehabilitation Loan.

Rehabilitation Loan Opportunities

The Housing Rehabilitation Program MAY provide loans to eligible low-to-moderate income homeowners who have lived in the home as the principal residence for a minimum of three (3) years; are current with home loan, taxes and insurance- to address deferred maintenance problems, code violations and imminent health and/or safety threats.

20-Year Forgivable Loan:

Loans MAY BE offered for zero percent (0%) interest and non-payable while the eligible homeowner maintains the home as the principal residence. The loan will be secured by a lien against the property totaling the value of the rehabilitation costs.

In the event the Homeowner dies or ceases to occupy the improved property as their legal residence during the term of the loan(s), maximum twenty (20) years, the outstanding amount of the loan will be due and payable to the Marietta Community Development Division, unless the home remains occupied by an income eligible heir that agrees to the original loan conditions.

Funds may be used to correct the following deficient conditions:

• Heating, ventilation and air conditioning system repair or replacement;
• Exterior doors and window replacements, insulation;
• Electrical rewiring, including breakers, receptacles, GFCI, switches and plates;
• Roofing shingles and deck replacement, soffits, fascia, boots and caps, including gutters;
• Plumbing-sewer line repair- or replacement;
• Bath and kitchen appliance replacements (when necessary).
• Other items as determined by Community Development Specialist

Lead/Asbestos 5- Year Forgivable Loan:

Homes built before 1978 are required to be tested and treated for lead-based paint and asbestos as part of any federally funded rehabilitation project. Homes built after 1978 do not require any federal testing.

A five (5) year forgivable loan [one fifth (1/5) of loan amount to be forgiven annually] with a zero percent [0%] interest rate. The loan will be applied to costs for inspection, testing, assessment and abatement of lead and asbestos.

This forgivable loan can be combined with both the ELD Grant, as well as the 20-year forgivable loan.